Hostinger has launched Hostinger Credits, a single balance for its AI products that customers can also spend outside Hostinger. The balance pays for AI Router, Hostinger’s service that gives one API key for models including Anthropic’s Claude and OpenAI’s GPT. Tools such as Cursor, Hermes Agent and OpenClaw can then run on Hostinger credits instead of separate provider accounts. Hostinger announced the launch on November 10.
Inside Hostinger, the same credits pay for AI Builder, Hostinger Agent, Reach and GPU hosting. As a rough guide, Hostinger puts the price at $10 for 1,000 credits, with bonus credits on larger purchases. New hosting plans also add AI credits to the same balance.
Key facts
- Hosting plans: plans bought on or after October 16 include a one-time allowance of 250 to 1,000 AI credits, depending on the plan, whatever the billing period.
- Expiry: according to the help center, top-ups and gifted credits expire three months after they are added. Credits included with a hosting plan expire when the plan expires.
- Order of use: free trial credits go first, then gifted credits, then top-ups, and plan credits last.
- Spending limits: customers can cap AI Router spending per key with daily and monthly limits. According to Hostinger, major models can run on servers in the EU or the US.
A Shared Wallet Came First
The launch builds on a change from October. In August, when we reviewed AI billing at 17 providers, Hostinger’s credits sat in two pools per plan, one for building and one for agents. Hostinger’s product updates for week 42, published on October 19, reported that AI credits had moved into one wallet shared across AI Builder, Hostinger Agent, Reach and GPU hosting. AI Builder balances moved to a 50:1 display scale at the same time, so one former AI Builder credit now shows as 50 AI credits of the same value.
Hostinger Credits adds a name for the balance and a dedicated page in the dashboard. The balance also works with outside tools through AI Router. Emilis Strimaitis, head of product innovation at Hostinger, describes the balance as a meter: “People pay for what they use. AI should work the same way, and Hostinger Credits is that meter.” Hostinger plans to run every new service on the same balance from day one.
One API Key for Models From Several Providers
AI Router supports the OpenAI and Anthropic API formats. According to the product page, developers who already use either can swap in one base URL and keep their existing code and SDK. Clients such as LangChain and LlamaIndex also work with it. Its product page lists Anthropic’s Claude and OpenAI’s GPT models alongside models from DeepSeek, xAI, Mistral, Moonshot and other providers. If a model is unavailable, AI Router can switch to another supported model automatically.
Credits are metered per request and charged per token. According to Hostinger, smart routing picks the most cost-efficient model for a given task. Built-in caching avoids paying twice for repeated requests and, by Hostinger’s account, saves up to 30% of credits. The service’s FAQ adds that prompts and responses are not used to train models.
The same page presents a one-click setup for OpenClaw and Hermes Agent installed through Hostinger. In that setup, the app connects to AI Router automatically, with no API keys to paste, and the model is chosen in hPanel, Hostinger’s control panel.
What Each Product Spends Credits On
Hostinger’s help center describes what draws on the shared balance in each of the five products:
- AI Builder: building and editing websites and web applications in agentic mode, with credits deducted per request.
- Hostinger Agent: business requests such as strategy, outreach, or brand and identity work. Support requests are free.
- Reach: WhatsApp campaigns. Reach’s AI features for email templates, signup forms and contact segments use the monthly AI credits of the Reach plan instead.
- AI Router: requests to AI models through AI Router API keys, with each model at its own credit cost.
- GPU instances: credits for every hour an instance exists.
AI Credits Included With New Hosting Plans
The AI credits included with a hosting plan go into the shared balance, and the allowance depends on the plan:
| Hosting plan | AI credits included |
|---|---|
| Single | 250 |
| Premium | 250 |
| Unlimited | 500 |
| Cloud Hosting | 1,000 |
| Agency Hosting | 1,000 |
The amounts apply to plans purchased on or after October 16. The credits are added once, at purchase, so a one-month and a 24-month Premium plan both include 250. Renewals, upgrades and trial plans add no credits, and plans bought before October 16 keep the credits that applied when they were purchased, if any.
Balance, Reserved Credits and Logs in the Dashboard
The balance sits on a new Hostinger Credits page, opened from the account menu in the Hostinger dashboard. There, customers can see their current balance, the credits reserved for tasks in progress and their transaction logs. They can also turn on auto top-up. The help center confirms it for credits spent in AI Builder and rules it out for GPU instances. Monthly and yearly AI credit plans for AI Builder are no longer available for new purchases, so customers whose plan expires add credits through top-ups. Refunds and referral earnings stay in the separate Hostinger Wallet.
Sources
- Hostinger Credits launch: one balance for every AI tool, even outside Hostinger - Hostinger Blog
- Hostinger AI Router: Access Top AI Models With One API Key - Hostinger
- Hostinger credits: How the shared balance works - Hostinger Support
- Hostinger weekly product updates: Week 42, 2026 - Hostinger Blog